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Perhaps you are behind on your house, car, or credit card payments and feel that you are slowly sinking into debt more and more.   Or maybe you’ve tried to get a home equity loan or some other consolidation loan and have been turned down due to bad credit.  Bankruptcy may be an excellent alternative and because its federal law, you cannot be turned down because of credit.

Bankruptcy is designed to free people from economic bondage and give them a fresh start.  If you feel like you can never get ahead and can no longer cope with the harassment, threats, and insults of bill collectors, it's time to seriously consider seeking the advice of a bankruptcy attorney. 

If you are finding it difficult to make your minimum monthly payments on your car loans or your home mortgage, see Chapter 13 bankruptcy below.

If you are having difficulty making your minimum monthly payments on your credit cards, see Chapter 7 bankruptcy below.



Not Certified by the Texas Board of Legal Specialization.

The information you obtain on this site is not legal advice, nor is it intended to be legal advice.  You should consult an attorney for advice regarding your individual situation. 

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